Libre

For savers outside the United States

Lock in 6.20% for ten years.

6.20%

Knighthead Navigator G10. Ten year term, contracts of $250,000 or more. Rates as of August 3, 2026.

A guaranteed US dollar annuity from an A- rated carrier. Start your application online in about ten minutes.

Check if you qualifySee all rates

AM Best

A−

AM Best rates how likely an insurer is to meet its obligations. A− is the fourth highest of its sixteen grades.

KBRA

A

KBRA is a second independent rating agency. An A grade points to a strong ability to pay claims.

Part of Knighthead Insurance Group$7.4B total assets
$7.4 billion total assets
$6 billion in-force annuities
Portfolio managed with Goldman Sachs Asset Management

Knighthead Annuity & Life Assurance Company, June 2026.

Two ways to grow your money.

Knighthead Navigator

Our highest rates. Your money stays in for the full term.

G33 years
5.55%
G55 years
5.95%
G77 years
6.05%
G1010 years
6.20%

Knighthead Safe Harbour

Slightly lower rates. Take out up to 10% each year without a charge.

G33 years
5.35%
G55 years
5.75%
G77 years
5.85%
G1010 years
6.00%

Rates as of August 3, 2026. Rates are set by Knighthead Annuity & Life Assurance Company and change periodically. All products are in US dollars.

How it works

  1. 1

    Answer a few questions

    About where you live, what you are saving, and when you might need it.

  2. 2

    Check your eligibility

    We confirm which products are open to you before you fill anything in.

  3. 3

    Compare what is open to you

    See the rates, the terms, and what it costs to take money out early.

  4. 4

    Prepare your application

    We fill in the carrier's application from your answers and send it for review.

Libre prepares your application. Knighthead reviews it, assesses suitability, and issues your policy.

Who can apply

You can apply if:

  • You are not a United States person for tax purposes.
  • You hold a valid passport from your country of citizenship or residence.
  • You are investing at least $25,000.
  • You are within the maximum issue age for the term you choose. For Knighthead Safe Harbour that is 82 for a three year term and 75 for a ten year term.

Issue ages and withdrawal charges for Knighthead Navigator are pending confirmation from Knighthead.

You cannot apply if:

  • You are a US citizen.
  • You are a US resident for tax purposes.
  • You hold a US Social Security Number.

Questions

You pay a single premium up front and earn a fixed interest rate that is guaranteed for the whole term. Your principal is protected. At the end of the term you can take your money, or roll into a new term.

Find out what you qualify for in about two minutes

Check if you qualify